7 Glynn Avenue
Brunswick, GA 31520
Phone: (912) 264-2915
Fax: (912) 267-0707

JERRY KEEN
STATE REPRESENTATIVE
P.O. BOX 24290
ST. SIMONS ISLAND, GA 31522
912-634-4500 FAX: 912-634-4522
email: jlkeen@bellsouth.net

ACCOUNTANT:

M. JEFFERY MARTIN, CPA
1626 FREDERICA RD STE 201
ST. SIMONS ISLAND, GA 31522
912/634-7722 FAX: 634-7723
MARTIN, JEFF mjmcpa@gmail.com

MOORE STEPHENS TILLER, LLC

1612 NEWCASTLE ST. STE. 200

BRUNSWICK, GA 31520

HEYS, ANGELA aheys@mstiller.com

ADVERTISING:

ELEGANT ISLAND HOMES AND COMMUNITIES
104 LEDBETTER AVENUE
ST. SIMONS ISLAND, GA 31522
912-638-3250
DAVID BUTLER david@elegantislandliving.net

GOLDEN ISLES BROADCASTING

185 BENEDICT RD.

BRUNSWICK, GA 31523

912/261-1000 FAX:912/265-8391

BLOUNT, NICOLE nbount@goldenislesbroadcasting.com

HIGH TIDES GUIDE TO THE GOLDEN ISLES
217 MALLORY ST.
P. O. BOX 20265
ST. SIMONS ISLAND, GA 31522
912/638-1555 FAX; 638-5495
PHIPPS, LYNN 638-7557

HOMES & LAND – SHEILA MOODY
150 HARRISON POINT DR
ST. SIMONS ISLAND, GA 31522-2492
912/634-9596 FAX: 638-0585
MOODY, SHEILA stmoody@bellsouth.net

THE BRUNSWICK NEWS
247 EDWARDS PLAZA
ST. SIMONS ISLAND, GA 31522
912/638-7601 FAX: 638-8812
Slapikas, Heath hslapikas@thebrunswicknews.com

THE REAL ESTATE BOOK
12443 SAN JOSE BLVD. STE 201
JACKSONVILLE, FA 32223
904/705-1265
HEALD, DENNIS DWHealdTREB@aol.com

TRIBUNE & GEORGIAN

206 OSBORNE ST.

ST. MARYS, GA 31558

912/882-4927

NESMITH, ALAN Anesmith@tds.net

APPRAISERS:

THE APPRAISAL CENTER
#5 RETREAT PLACE
ST. SIMONS ISLAND, GA 31522
912/638-6385 FAX: 634-0237
E-mail: appraisalcenter@bellsouth.net

BENNETT, JEFF jbssi@bellsouth.net

ARCHITECTURAL & DESIGN:

ISLAND DESIGN &ARCHITECTURAL CENTER

100 IDAC LANE

ST. SIMONS ISLAND, GA 31522

912/634-7570 FAX: 638-7353

HODOR, JOHN john@idacdesign.net

ASSOCIATIONS:

BRUNSWICK GOLDEN ISLES CHAMBER OF COMMERCE
4 GLYNN AVE.
BRUNSWICK, GA 31520
912/265-0620 FAX: 265-0629
WOODSIDE, M. H.

ST. SIMONS LAND TRUST

1624 FREDERICA RD.

ST. SIMONS ISLAND, GA 31522

912/638-9101 FAX: 912/638-9160

MARANE, RUSS rmarane@sslt.org

ATTORNEYS:

NIGHTINGALE, LILES, DENNARD & CARMICAL
1528 ELLIS STREET
BRUNSWICK, GA 31520
912/265-0220 FAX: 264-1716
CARMICAL, LEE lcatty@bellsouth.net

FERRIER & ASSOCIATES, P. C.
P.O. BOX 1681
BRUNSWICK, GA 31520
912/634-8972
FERRIER, JOE

GILBERT, HARRELL, SUMERFORD, MARTIN, P. C.
777 GLOUCESTER, SUITE 200
BRUNSWICK, GA 31520
912/265-6700 FAX: 264-3917
STRENGTH, JOEY jstrength@gilbertharrelllaw.com 634-4997

LEROUX, CHASE cleroux@gilbertharrelllaw.com

JOHNSON, J.T. jtjohnsone@gilberharrelllaw.com

J. ALAN WELCH, PC
2225 GLOUCESTER STREET
BRUNSWICK, GA 31520
912/265-9811 FAX: 912/265-7780
WELCH, ALAN

FOLTZER, LORIE lorie_jawelchlaw@bellsouth.net

JENNIFER L. MACMILLAN, P.C.
300 MAIN STREET, SUITE 201
ST. SIMONS ISLAND, GA 31522
912/638-1180 FAX: 638-1173
MACMILLAN, JENNIFER jlmssi@bellsouth.net

STEVE L. MORGAN, P. C. (BOARD ATTORNEY)
509 G STREET
BRUNSWICK, GA 31520
912/264-1400 FAX: 264-3500
MORGAN, STEVE

TAYOR, ODACHOWSKI, SPERRY & CROSSLAND, LLC
300 OAK ST. SUITE 203
ST. SIMONS ISLAND, GA 31522
912/634-0955 FAX: 638-9739
ODACHOWSKI, JOE jodachowski@toslaw.com

SCHMIDT II, PETER pschmidt@toslaw.com

THE BISHOP LAW FIRM
777 GLOUCESTER STREET, SUITE 401
BRUNSWICK, GA 31520
912/264-2390 FAX: 264-5859
BISHOP, JR., JAMES 634-9501mtuley@bishopfirm.com

THE HARRISON FIRM

1621 REYNOLDS ST.

BRUNSWICK, GA 31520

HARRISON, KRISTI harrisonlawfirm@bellsouth.net

THE LAW OFFICES OF PRESTON B. KUNDA
1617 UNION STREET
BRUNSWICK, GA 31520
912/554-1495 FAX: 554-1533
KUNDA, PRESTON B.

WALLACE E. HARRELL, ATTY AT LAW

777 GLOUCESTER ST. /STE 411

BRUNSWICK, GA 31521

912/279-1010 FAX: 912/264-0453

HARRELL, WALLACE E. weh@wallaceharrelllaw.com

WHELCHEL & McQUIGG, LLC
504 BEACHVIEW DRIVE , SUITE 3D
ST. SIMONS ISLAND, GA 31522
912/638-1174 FAX: 638-6595
WHELCHEL, J. THOMAS twhelchel@wandmattorneys.com
MCQUIGG, JOHN P. jmcquigg@wandmattorneys.com

LIGON, MIDDLETON & LINDBERG, PC
158 SCRANTON CONNECTOR
BRUNSWICK, GA 31525
912/261-2263 FAX: 261-0463
LIGON, JR., WILLIAM T. clofquist@bellsouth.net

WM. JARRELL JONES, PC
123 MARINA DR.
ST. SIMONS ISLAND, GA 31522
912/638-2929
JONES, JARRELL jarrell@wjjpc.com

AUTOMOBILES:

DAN VADEN CHEVROLET, CADILLAC, BUICK

121 ALTAMA CONNECTOR

BRUNSWICK, GA 31525

912/265-3540 FAX: 912/265-1367

BOSHELL, ALLEN aboshell@danvaden.com

NALLEY GMC PONTIAC JEEP HONDA
178 ALTAMA CONNECTOR
BRUNSWICK, GA 31525
912/267-7000 FAX: 912/264-5802
HALL, MILTON miltonhall@nalleyauto.com

DECORATING AND STAGING

ROOM REMEDIES

118 VILLAGE CREEK WAY

ST. SIMONS ISLAND, GA 31522

912/506-0855

RIKANSRUD, KATELYN katelyn@rikansrud-inc.com

DEVELOPER

EGRET LANDING

2195 DOVER BLUFF RD.

WAVERLY, GA 31565

912/264-4464 FAX: 912/264-4469

ZUCKERMAN, ANDREW lori@zuckermanhomes.com

DEVELOPMENT AUTHORITY:

BRUNSWICK & GLYNN CO. DEVELOPMENT AUTHORITY
P. O. BOX 1079
BRUNSWICK, GA 31521

912/265-6629
GERHARDT, ROBERT

FLORIST:

EDWARD ON ST. SIMONS
1806 FREDERICA RD. SS1
ST. SIMONS ISLAND, GA 31522
912/638-7323
PETKASH, CATHEY cathey@edwardonstsimons.com

GOLF:

BRUNSWICK COUNTRY CLUB

4041 DARIEN HWY

BRUNSWICK, GA 31525

912/264-0331 FAX 912/262-6068

HOGAN, DAN danhogan@brunswickcountryclub.com

ST. ISLES GOLF & YACHT CLUB

151 SAWGRASS CORNERS STE 105

PONTE VEDRA, FL 32082

904/543-8464 FAX 904/267-2599

RILEY, DEBRA ANN da1riley@comcast.net

HOME GOODS:

TOMMY LEE CARPETS

635 SCRANTON ROAD

BRUNSWICK, GA 31520

912/264-6533 FAX 912/280-0533

BEVERLEY, MARY marybev912@bellsouth.net

INSURANCE:

THE ROB DUNAGAN AGENCY-ALLSTATE
41 PROFESSIONAL DR.
BRUNSWICK, GA 31520
912/265-6626 FAX: 265-5440
DUNAGAN, ROB 9081407@allstate.com

MCGINTY-GORDON & ASSOCIATES
225 MARINA DR
ST SIMONS ISLAND, GA 31522
912/638-6537 X 12 FAX: 634-1819
FLOYD, TERI teri.floyd@mcgintygordonandassociates.com

TURNER & ASSOCIATES INSURANCE
P.O. BOX 40
BRUNSWICK, GA 31521
912/265-2840 FAX: 912/265-2976
HERNDON, WHITNEY wherndon@turn2us.com

INSPECTIONS:

GOLDEN ISLES HOME INSPECTION
107 MARSH OAK DR.
BRUNSWICK, GA 31525
912/554-8128 FAX: 554-8134
HARRISON, PETE patpeteh@bellsouth.net

HOME INSPECTIONS BY THOMAS V. BALTZELL, ARCHITECT
300 WILD HERRON ROAD
ST. SIMONS ISLAND, GA 31522
912/634-6948 FAX: 634-6948
BALTZELL, THOMAS tbaltzel@bellsouth.net

PRO INSPECTION SERVICES
120 RIVERVIEW DR.
ST. SIMONS ISLAND, GA 31522
912/634-6047 FAX: 634-6048
ROWE, MICHAEL rowessi@adelphia.net

REAL PROPERTY INSPECTIONS
507 LONGVIEW RD.
ST. SIMONS ISLAND, GA 31522
912/634-3392
FORSYTH, PAUL paulforsyth@bellsouth.net

MARKETING & EVENT PLANNING:

BOTTLEBOY MARKETING

509 PALM HARBOR RD

ST. SIMONS ISLAND, GA 31522

HIDALGO, SEAN shidalgo@bottleboymarketing.com

MARKETING & EVENT PLANNING
136 FANTAIL CT.
BRUNSWICK, GA 31525
912/223-7336
MERILLAT, MELINDA melinda@mmerillat.com

MORTGAGE LENDERS/FINANCIAL:

ACADEMY FINANCIAL SERVICES
115 MAIN STREET, SUITE 210
ST. SIMONS ISLAND, GA 31522
912/638-7140 FAX: 912/638-7834
BIRDSONG, PATTI patricia.birdsong@wellsfargo.com

AMERIS BANK
3811 FREDERICA ROAD
ST. SIMONS ISLAND, GA 31522
912/638-0766 FAX: 638-3395
RICE, DEBORAH deborah.rice@amerisbank.com

AMERIS BANK
3440 CYPRESS MILL RD.
BRUNSWICK, GA 31525
912/267-9500 FAX: 267-6802
GOWEN, DONNA donna.gowen@ameris.com
KING, TERESA J. teresa.king@amerisbank.com

AMERIS BANK
5340 NEW JESUP HWY
BRUNSWICK, GA 31523
912/264-9699 FAX: 466-0472
JOHNSON, II, LEIGHTON leighton.johnson@amerisbank.com

ATLANTIC NATIONAL BANK
710 GLOUCESTER STREET
BRUNSWICK, GA 31520
912/265-1710 FAX: 280-9302
HOLT, STEPHEN B. holt@atlanticnationalbank.com
MILLER, CREG cmiller@atlanticnationalbank.com

BB&T MORTGAGE

1709 FREDERICA RD.

ST. SIMONS ISLAND, GA 31522

912/638-8473 FAX: 912/634-9883

WEBER, CAROL cweber@BBandT.com

CORNERSTONE HOME LENDING
104 VILLAGE CREEK WAY
ST. SIMONS ISLAND, GA 31522
912/638-7200 FAX: 638-8054
TOWNSEND, ELAINE etownsend@houseloan.com

COUNTRYWIDE HOME LOANS

307 VILLAGE AT GLYNN PLACE

BRUNSWICK, GA 31525

OFFICE:912/265-2332 CELL: 912/222-2225

GOOCH-COOLIDGE, CATE cate_gooch-coolidge@countrywide.com

GARRETT, M. BRUCE bruce_garrett@countrywide.com

PALMER, TAMMY tammy_palmer@countrywide.com

ALFORD, BILL Bill_Alford@countrywide.com

FAIRFIELD FINANCIAL/SECURITY BANK

650 SCRANTON RD. STE L1

BRUNSWICK, GA 31520

912/261-2221 FAX/912/265-1556

FIDELITY MORTGAGE SERVICES
1614 UNION STREET
BRUNSWICK, GA 31520
912/554-2220 FAX: 554-2225
E-MAIL: fidelitymsg@comcast.net

FERRIE, LYNN

LANDMARK MORTGAGE GROUP
1700 FREDERICA ROAD, STE 205
ST. SIMONS ISLAND, GA 31522
NUDD, EDWARD R. ed@capcitymortgage.com

MARSHLAND CREDIT UNION
3650 COMMUNITY ROAD
BRUNSWICK, GA 31520
912/279-2031 FAX: 265-9499
CRAMER, DONNA dcramer@marshlandfcu.coop

MONTGOMERY BANK & TRUST

100 ISLAND PROFESSIONAL PARK

ST. SIMONS ISLAND, GA 31522

912/634-4680/ FAX: 912/634-9109

WRIGHT, SKIP dhw@montomerybt.com

BENNISON, JIM jrb@montomerybt.com

BENNISON, CELIA cgb@montomerybt.com

OGLETHORPE BANK
3344 CYPRESS MILL RD.
BRUNSWICK, GA 31525
912/264-1339 FAX: 264-4757
DIXON, CHAD cdixon@oglethorpebank.net
STRANGE, ROBERT

OGLETHORPE BANK
60 MIDWAY SQUARE
ST. SIMONS ISLAND, GA 31522
912/638-4412 FAX: 638-4432
HARRISON, JUDI E-MAIL: jharrison@oglethorpebank.net

OGLETHROPE BANK
3344 CYPRESS MILL ROAD
BRUNSWICK, GA 31525
912-264-1339 FAX 912-264-1551
912-269-1202 CELL
CROSS, LAURA E-MAIL: 1cross@oglethorpebank.net

MERICLE, LISA E-MAIL: 1mericle@oglethorpebank.net

GRAHM, JARRETT

SHARPE, DIANE

DOSTER, NICHOLAS ndoster@oglethorpebank.net

OPTEUM MORTGAGE
2469 DEMERE RD. STE 114
ST. SIMONS ISLAND, GA 31522
912/634-2070 FAX: 877/342-4844
NORTH, MARK mnorth@opteum.com

OPTEUM MORTGAGE
650 SCRANTON RD. STE L1
BRUNSWICK, GA 31520
912/261-1103 FAX: 877/342-4844

HALE, PATTI phale@opteum.com

BREWER, MARGIE mbrewer@opteum.com

PRIMESOUTH MORTGAGE

101 HYDE PARK COMMONS

BRUNSWICK, GA 31523

912/264-3301 FAX: 912/530-9766

LAMB, BOBBY jlamb@primesouth.com

SAPELO SOUTHERN BANK
3420 CYPRESS MILL ROAD
BRUNSWICK, GA 31520
912/261-4976 FAX: 267-1255
LAURENS, PATTI patti.laurens@sapelosouthernbank.com

SEA ISLAND CREDIT UNION
4401 ALTAMA AVE.
BRUNSWICK, GA 31520-3006
912/264-7533 FAX: 265-7370
MILLER, JANICE jmiller@seaislandcu.org

SOUTHEASTERN BANK

15 TRADE ST.

BRUNSWICK, GA 31525

912/261-3226 FAX:912/262-5886

PHELPS SR., JOHN R. jphelps@southeasternbank.com
NORCLIFFE, PAM pnorcliffe@southeasternbank.com

SUNTRUST MORTGAGE
1626 FREDERICA ROAD
ST. SIMONS ISLAND, GA 31522
912/638-3344 FAX: 634-1105
KALL, CAROL carol.kall@suntrust.com
KAUFMANN, ERIK erik.kaufman@suntrust.com
KNOX, LYNN lynn.knox@suntrust.com